Real Talk on BOSSing Up Your Finances with Shakari Tucker

Hey BOSS Ladies,  

You already know what time it is! In this episode, I sat down with the amazing Shakari Tucker, founder of  Jireh Bookkeeping & Consulting, LLC , and whew, she did not come to play!

We got into it, y’all. From her corporate climb to launching her own business, Shakari keeps it all the way real about what it really takes to run a business that’s not just cute on Instagram, but financially solid behind the scenes.

We talked about how to stop underpricing, how to stop shrinking, and how to start owning your value like a true BOSS. We also got into the mindset work around money, why taxes ain’t the enemy, and how to think like a CEO, not just a service provider.

If you’ve ever felt nervous about raising your rates, scared of your numbers, or stuck when it comes to scaling your business, THIS is the episode you need in your ears. 

🔥 What We Talked About:

• Shakari’s journey from fast food to finance boss
• That one pivot that changed everything
• What it really looks like to price with confidence
• Getting out of the “I just wanna help” mindset (and still serving with heart!)
• How to move like a CEO, not a hustler
• Business taxes, financial fear, and why education is your best investment
• Why it’s OK to make money and be generous — they’re not opposites!
• How to set your business up for real growth and peace 

🔗 Collaborate with Shakari:

Website www.jirehbookco.com

Email Sdial@jirehbookco.com

FB: www.facebook.com/JirehBKC

IG: @jirehbookkeepingco 

🟣Keep Up with Me:

If this episode hit home for you, don’t keep it to yourself, send it to your business bestie, leave a review, and tag me on Instagram so I can show you love!

Let’s keep this boss lady energy flowing:

• 💌 Join the next Hey BOSS Ladies Event: heybossladies.com
• 🎧 Subscribe & leave a review on Apple or Spotify
• 📲 Follow me on IG: @csdorsey_hello 

💼 Ready to grow your network, amplify your voice, and actually plan collaborations that move the needle?

Join us at the next Hey BOSS Ladies: Connection + Collaboration Hour
✨ Register here → heybossladies.com/event

Let’s build relationships that build your business.
Now’s the time. Let’s BOSS UP. 🔥

Transcript

1:38

Hey boss lady. Welcome to the Hey Boss Lady podcast. We're real conversation, powerful connection and intentional growth collide. I'm your host, Candace boss, founder, community builder, and your biggest hype lady around here. We don't do surface level. We talk strategy, systems, success, and the real stuff that happens in between. Whether you're tuning in on your morning walk during that client work, sprint. For a late night hustle session. I'm glad you're here. Let's get into today's episode and boss up together. Hey, boss ladies. Welcome back to another episode of the Hey Boss Lady podcast. I have Shakar Tucker. She is the founder of Gyra Bookkeeping and Consulting, LLC. Hey Shakar, how are you? Hello. I am good. How are you? I'm doing great. I am so happy that you're here on this podcast and we're gonna dive right into it. So tell everyone who you are and what you do. Awesome. Thank you for opening up this door of opportunity. I really appreciate it. And I love what you're doing. I love the pink and all the, the things lady. Okay. So I'm excited that we connected. So again, my name is Shakar Tucker Dial. I am located in Dallas, Texas, where I was born and raised. And I own Jar Bookkeeping and Consulting, which is a bookkeeping and accounting firm. We work with small businesses. And with these small businesses, I tend to do a deep dive with them to see what they actually need. So we're not like a one size fits all type of firm. But what we do is see what they actually need. And so we offer of course the bookkeeping, tax filing, accounts payable, accounts receivable, payroll. Any type of compliance that you may need. And then also for those that are, a little more established and they're ready to scale, we offer CFO services which dives a little deeper and help them actually hit their goals financially. So that's just kind of a, in a nutshell of what we do. But it, it's definitely something that I'm passionate about because of my background and some experience, so I'm sure we'll get into that. Awesome. That sounds awesome. It really, it really does. So tell us, how did you get to Boss status, and what was that journey like for you? Well. Status. That is so funny. So, of course, like many of us before jumping out into entrepreneurship, I started in corporate America and I was trying to climb that ladder and sometimes I wasn't necessarily trying to do it. It kind of happened that way. But I did learn to kind of position myself If there was any opportunity for me to get some education outside of it, like some type of license or certificate, I was doing all those things. But just starting way before that, even as a child. My dad and I, we always spoke about finances. So my dad was talking to me about stocks and bonds and you need to put money in your 401k, you know, when I was little and I really didn't know all the background. He, he's not good at explaining a whole lot of stuff. But over time we kind of build a relationship about having stability and talking about financial literacy. So, you know, my dad will say, Hey, did you hear about this? Did you hear about that? And so that actually helped me because as I got got older and I was growing, others would see those things that I was investing in those things that I were, you know, was doing. And they started to come to me and ask me questions about different things, you know, and it could be somebody. Way older than me. Right. And they're like, Hey, could you help me figure out what's the best way to do this? You know? And so I didn't really think much of it right? I just kind of went with it. So once I got out of high school, I went and I started working at a fast food restaurant in my area. So, you know, I was like, once I got there, I'm like, life is real. I can't work here forever. Right? So what am I gonna do? You know? And I was doing a little bit of school at the time college, and so I started looking up banks because I was like, what am I doing now that I can actually use? For my future. The only thing that I felt was kind of take me somewhere else was that I was using cash, right? I was using the cash register, and so I started looking for positions where I felt like I could utilize cash. So I looked up a bank, and long story short, I applied for a part-time teller role. They gave me the position, they said I only needed six months. When I got to that six month mark, I applied. They gave me the position. So I stayed there for maybe three or four years I would say, and I got a lot of experience there. And I did it again. I'm like, so what can I do with this banking experience that I have? So I started digging and prying and somebody opened up the door to me to come into the accounting department, but I started just at the mail. And so from there, I was able to learn how all these different teams. Go together. So it was really a great experience to start that way and get all that hands-on experience. And I shifted through that kind of quickly within my first three years. So I didn't stay with the male. I kind of did that maybe for six months. I'll, I'll say. And so from there. I started with doing 10 90 nines for, for this large hospital system, and it was just me and one other lady and we were doing this for the doctors It was awesome experience. And then we started processing payments and sending them out, and we were working with payroll and HR and we were, it was all these things that came together and it all made sense. So from there I began to go to different industries. I got my hands in some general accounting. I got my hands in all these different aspects of accounting. And so long story short, again, throughout this journey, I got up to like leadership. You know, I started all of that, having a team and things of that nature, and so eventually. I began to realize like, Hey, I think I wanna do me a business, you know? So I started baking and I was having, you know, I was pregnant at the time I started baking, and so I formed my business and, and it was around 2014, so it wasn't like a whole whole lot of people around me in business like it is today. And so, we added shaved ice within a couple years. We added the snow cones to it. I don't know what you guys call it in your area, but so we added that and, you know, I was just, all things sweet and, you know, sugary. And so we went. I got the machine and I automatically said, let's get a location. Mind you, I didn't have a whole slew of money saved. I did not really know what it took to keep a business open, even though I had corporate knowledge of accounting. How you should plan and strategize for things. I did not apply that to my small business. I was literally winging it. Right. Like literally going in there winging it. So we started in 2014 with the business, right? And so I actually got the shaved ice machine with my husband and we went and got a location. We just jumped out there. We didn't even have all the money saved. We just thought get the machine, the ice, the sugar, the syrup. Open the doors. It was so much that came out of it, right, that I actually needed to bring to get started. So it was a lot of surprise costs. It was just a lot of things that was not in place. So we worked hard to get that thing open. We had to customize some things in there. You know, just different requests from the city to keep the door, to get the doors open. We did all that work and we only had it open again for six months. So I did all that work and I can only stay in that location for six months because we didn't have a surplus of money for the down season. We didn't consider that. I mean, it just wasn't a smart move. And so, um. from there, we closed it and we had not opened another location since. And so because of that experience, I said, well, you know what? The information that I did learn through this experience and the information that I learned from corporate, we need the same thing in small business as a large company does. They just have it on a larger scale, but it's all the same thing. We all need it. And so I decided to utilize that experience that I have from. You know, from corporate and from everything that I went through to help somebody else. And so eventually, I wanna say around 2020 COVID time, I went ahead and jumped out there to create this business. Because people were already coming. It just made sense, right? They were already coming and asking for advice and how do you do this? And, and so that's pretty much how I got here. And then it quickly grew. And I have a team under me now, so I guess, I guess I'm involved status now. That's what I'm talking about. Yes. I love it. I love your story. I love how everything. It just fell into place. Yes. And what people don't realize is you have to go through the journey to tell that story. Yes. And sometimes when it feels like it's difficult or don't make any sense it will in the end, because you use that story to help inspire others who's going through the same thing. That's why when I ask. You know, how did you get to Boss status? What was that journey like for you? Because a lot of people are probably going through the same thing or wanted to do the same thing, but. You have to, you have to hold on. You have to go through something in order to get to that boss status. And I learned that definitely. I wouldn't say the hard way. I learned it, the the knowledgeable way. It was hard. It definitely was hard, but I learned so much. And I learned so much about myself. Strength, personality, perseverance. Yes. Faith, prayer, everything. I don't know how many times I done bumble heaven. I said, they're probably tired of me. I was like, they like, oh my God, they're going Candace again up in heaven. But the thing of it is, I'm so happy that I went through the journey because yes, I wouldn't have been here where I am now. Yes, yes girl. You gotta do it. You have to gotta go through those steps. Yes, yes. So what's one pivot that surprised you the most and taught you something, game changing about yourself? I would say for myself is to not shrink back. So I will give an example of something. So a couple last year, actually it was just last year. Time is flying by. We just talked about that earlier. But last year I had decided to adjust my pricing in business. And the reason why is because I realized, you know, when you go in these different, like when you're in the industry and you get in these different groups and you go to these different meetings and settings, with others that do the same thing that you do. And when everyone's talking about their pricing, whenever I would say mine, they were saying, where did you get that pricing from? You're working for pennies. Like, that's why you're overwhelmed. You know, like, this doesn't make sense. Do you know you could scare someone because they'll think that you don't know what you're doing? And you have more experience than I do about, I'm like, so I was like, okay, well. Is this gonna run off my people? Is this gonna stop me from getting clients? And I went ahead and I did a lot of, I had to do a lot of work mentally to do it because I have this mindset of helping remember back to My experience, I just want everybody to make it. I want everybody to do well. I know it's hard sometimes you don't have the support or the resources, whatever. And so it was like, even in that mindset work, it was like God is like, okay, I gave you this and you're gonna help people, but at the same time, you're not a nonprofit. Right. If I wanted you to be a nonprofit, I would've given you that. And you can still do some charity work, right? You can still give discounts or if you feel led, you can help somebody. But I gave you this because for one, it is gonna be a resource for you income wise, but at the same time, you can't burn yourself out and you're working for literally nothing. So to say, like, you know, it's not a nonprofit. So I had to do a lot of. Soul searching, and I literally had this spreadsheet that I got from a coach. So I invest a lot too, just like I preach for other people to do in their business. I invest in myself and a coach had me to list out all the years of experience and we put a like an hourly rate to it. So I listed out all the years of experience, all the, courses I've been a part of, or, you know, things I've learned, any type of schooling. It just broke it down to all the details of what I've done over the years and how much experience I have, and that amount was crazy. Over the years. If you go back over 10 years, I don't know how many years it is now, 15 maybe years of experience I have, I don't know. But once I actually did that per year and I looked at that whole total, I was like, wow, like I really invested a lot into myself. So what I'm giving a client is. I'm not giving you like, you know how people put, you can start bookkeeping tomorrow. You know, they put that stuff out there, it's so easy, blah, you know, whatever. And anybody can do it. And not, nothing against anybody that's just starting and don't have experience, but I have experience, so there is a difference. And I actually reached out to my clients to let them know that we were adjusting the pricing and lo and behold, it was nothing like what I thought. These people said, oh, I know, because when I was shopping around that those were the prices that's out there. So I'll rather continue to work with you. I love what you're doing. They signed the letters and we're moving on. So instead of me worrying about having to go and get a thousand more clients to, up my revenue, I'm already in that place because my clients, I have the same people. I just went up on my price where it should be, and I still feel like I'm a little on the lower end. Hey, it wasn't what I thought. And so it was just the whole fear, you know? And just having the mindset of you gotta shrink back'cause you might lose someone. And it's not always the case, you know? It could just be that they wanna work with you, they really enjoy you and what you do and they're willing to, to stick with you. So, yeah. Yeah. You preach it to the choir? No, that's what, that's actually what I was doing. I probably chop this part off, but that's actually what I was doing before I got on the phone with you sending my current client my updated package. I said I'm no longer doing hourly, I'm not doing that. This is my new price. And when I put it out there, I was like, this is probably still low. Yeah. I was like, but I'm gonna send this off. It is gonna be$1,500 a month. And we're probably gonna do more than that because I know you're gonna bring in more business. Yes. So I'm probably gonna increase that even more. So, mm-hmm. I, I totally get where you're coming from. Like, yeah. Just even saying that, I was like, oh my God, should I do this? Should I say maybe 1200? I said, no. Can, it's$1,500. That's even low. That's still low. Yes. Because I'm like, I'm building out systems and I'm, I'm automations and all that stuff. Very important. Yes. Yes. And there's people out there that's charging like, like$3,500 for what I'm doing. Oh, yes, indeed. Oh yeah. And they don't care. They don't care about pricing. So, I mean, and then here we are with the good heart, knowing we're doing work. I know what's wrong with us. Oh my goodness, we have a good heart. That's what it is. So, yeah, you're right. You're right. Yes. But yeah, you know, you can't, you can't eat well off a good heart, you'll stark to death. No, no, no, no. We gotta use wisdom. That's, that's, that's right. That's pretty much what it is. Use wisdom. Yes. So. That's right. That is right. Oh my gosh, that is so funny. We're talking about this and I'm just, just did that. So let's talk about learn to adjust the mindset surrounding finances in your business so that entrepreneurs are set to scale and acquire necessary resources. Can you talk more on that? Yes, this is one of my favorite topics and it comes up a lot because I'm behind the scenes, so I'm dealing with people in different levels of business and they have different business structures and different industries. I'm not a niche down person, at least right now. That's not what I wanna do, because it allows me to learn more. How is all this working? For everybody. Right? And so I would say it's surprising, but a lot of the entrepreneurs that I work with that are really established and they're more like high income earners, there's a lot of scarcity there with them. Even though they have a lot of finances, the revenue is crazy, right? They have a lot of fear. There when it comes to finances, which you would think, like I said, you would think that that's, that shouldn't be the case. And so I started kind of, I'm like, what is going on? Like, I, I just started getting really I don't know, concerned, I guess is the word. And so of course with small businesses, there's also another type of fear there. And so the thing is, I think a lot of times it comes down to not being educated on how everything is working and tying together. So taxes is always top of mind for entrepreneurs. Whenever we get together with a, you know, a company or a small business, the first thing that they reference is always gonna be. Taxes because they're afraid of having to spend that money and paying, you know, uncle Sam. And so I'm like, well, there's still a overall picture, a overall map of things, so to say that ties in with taxes. That's just one aspect of the whole thing. So for example, if I can see an individual that's going to Burberry. They're going to Fendis store and they're dropping out, you know, thousands here and thousands there and steak dinners every night. And you know, if I can see this stuff, this is happening in the business bank account. Mind you, it's not supposed to be. But if that's happening, and then when I come to you and say, Hey. This is what you may wanna consider investing over here because this will help lower your tax liability. Or, hey, for example, our price is increasing$150, you know, per month because X, Y, and Z, and you give me pushback about those things, but then you're spending on craziness or things that are not really going to give you a return. What is happening here? It's like, kind of like, I don't really wanna do it and I don't understand it. It doesn't make sense to me why I need to do it. And so I spend a lot of time educating my clients and letting them know how everything works. Another thing is like with small business. We, for example, we don't wanna invest in all these different subscriptions, right? So a lot of us use payment processors and things of that nature, and we'll say, I don't want to pay 1499 a month for this subscription to have my clients pay. You know, this way I'll just use cash out. I'll just use Zell, right? And then they're thinking, oh well, Zell. Cash app and all these different third party processors. Not really Zeal, I don't know why I threw that one, but Cash App, Venmo, for example. And they'll say, well, this is free 99, I'm good here. I'm not spending any money. And you know, if I want, I don't have to report all of this, right, because it didn't happen. You know, it, it's kind of under the table. So they think, but then they don't realize that. Cash App and Venmo are reporting already on your behalf to the IRS to tell them, Hey Candace, she made$14,000 over here on Cash App. Just FY. I'm doing my part. And then it's your part to say when it's time for taxes, Hey, I made$14,000 on Cash app. So then it ties together. Nobody is trying to evade taxes. People forget about these things or they just don't know. Right. It's just a lot of fear. When it comes to finances, everyone is trying to duck and dodge this whole responsibility, and so I'm like, if we're gonna be in business, we're gonna have to get to a place where we are actually using the money that we're making and being strategic with it so that you can have that money that you can spend at Burberry, Fendi, and Gucci and whatever, right. It's gonna be a time for that. And nobody wants to pay taxes. Nobody wants to have to pay for all these different professionals, but you wanna be sufficient for one. What's the purpose of you trying to DIY? Everything just to save a couple hundred when things are falling behind. You're getting late fees now. You're getting penalties. You know you're getting letters in the mail. Things are falling behind. Or things are not getting done. Like somebody can say, I'll do my own content creation, my, my social media, marketing to save. But then you look up and they hadn't posted in ages, right? If you have it. That's why bookkeeping is important. You wanna actually go and look at your numbers, look at what you have going on and see is this something that I can actually push out monthly to pay? Or however the frequency, the payment frequency is. Is this something that I can actually invest in that's going to help me? Because then that'll eliminate the fear of, you know, oh, can I really afford this? If you do your research, you get somebody that you can afford and they're actually gonna do the work. That should just be something that you just chalk it up to the game. Right. And you're gonna get something from it. Maybe.'cause some people will start to see your brand more. Your, your content is getting pushed. Right. Versus when you were doing it, you can know a whole lot about content creation. You were just throwing some stuff out there as you could. Right. And so that's just what. I would say I'm passionate about is educating, and taking out the time. I don't wanna just give my clients a report, a financial report, right? And say, here's your financials. Go on about your day. Thank you. No, I actually take out the time. If I have opportunity, I record a video and I go over their finances. Hey, you're spending a lot here and you may wanna cut back here. Here's why. You know so it's just a lot of fear, a lot of fear and miseducation on how things work. The other thing is, like with taxes, for example, which is the, like I said, the thing that everyone runs from, you can actually, invest, right? You can make some movements with the finances that you make, and in the end, you may not have to pay taxes at all. You may actually go from. Owing 20,000 or so to the IRS to actually getting a check back of 20,000. And somebody will say, is that even legal? Yes, there are legal ways for us to actually go out here and do some things strategically with the money. Regardless, when you look at it, either you're going to send the money over to Uncle Sam and you're not getting anything back from it. Or you can move the money to a strategic place in a strategic way and you can get something back and you're not just blowing it to. Uncle Sam, you getting nothing from paying the IRS, all that money for taxes. It's inevitable. If you're making a lot of money, you don't have a lot of expenses, does that make sense? Like mm-hmm. We're trying to minimize expenses. We don't wanna spend any money, but we don't wanna pay taxes. We wanna make a lot of money. We wanna make a lot of money. We wanna lower the expenses. And then when it comes to tax time. We're expecting and hoping and praying that we don't have to pay nine times outta 10, you're gonna have to pay some taxes unless you get active and you say, Hey, what can I do with this money?'cause it's here. They know I'm making it, they know I'm making the money. What can I do with it? And so investing in your IRA account, you know, hiring children, there's various different things that you can do. You just have to care about it. You have to care. Then get with somebody. Like sometimes I'll chat with people and I, that's another thing, meet with my heart. I'll just start giving out stuff to people, right? But you can meet with people and they can give you a quick little gem, a nugget to apply to your business, but you have to care. We can't run from responsibility in business. You can't run from it. And we want to operate in excellence. If we ever think that we wanna become this big corporation, like, Amazon they didn't just start like that. They didn't just wake up in, they're Amazon right, or Walmart. They started small just like we did. And eventually as things grow as a CEO, we have to get to the place where we're not acting all or always thinking as an employee, we need to start thinking as a CEO and an investor because. An employee, right? When you go to a job, you're like, I'm doing my job and I'm getting up outta here. You're like, I'm doing my bare, bare bones minimum, right? And you're not worried about all that other stuff. You're like that. That's on them. But if we can't be like that in our own business, we should be thinking a little further out. Where am I trying to go? How can I keep this thing afloat? Is everything okay? Like get in there in the numbers and. CEOs or, you know, like I said, they have the mind of an investor, so they're always thinking, you know, okay, so who can we bring on board to make this, you know, to make things better? Or where can we spend finances to help make this thing continue to grow and scale? They have missions and goals just like we do. And so it's just that we have a different mindset. Of course, they have more money, but they had to get there. They didn't start like that. So we definitely just need to kind of sit back and see like, okay, did we start this business so we could stay small? Like should we have just done a side hustle instead, are we trying to actually grow this thing? Like what do we want to come of this? And if it is that we want to grow and we want the possibility to be this big corporation. Nationally known, globally known. We got to change our minds about how we're looking at this. It is not always about keeping everything in our pocket. There'll be a time for that, but you're gonna have to get systems in place. If you need a marketing team, hire marketing team, you're gonna need somebody that's helping you with your finances because you don't know everything, right? Even the stuff they're putting out there and throwing out there for TikTok University and YouTube University, some of that stuff. Does not apply to everyone's situation. They'll have everybody going out to get an S corporation, and then at the end of the day, that may not have been the move for that person. It may have been more beneficial for them to stay as a single member, LLC, or for them to jump all the way to a C corporation. But because we are trying to, we're trying to soak in as much as we can, DIY as much as we can. We don't really want to go out and hire what we, you know, where we need or invest where we need. Just in the name of saving, of course. We, we kind of hurt ourselves in, in some sense, you know, in some instances we kind of end up hurting ourself doing more damage than actually helping. So I've been rambling. No, this is good. I'm like, if you have any questions. Interesting. No, this is good. Yeah, I, because I'm thinking in my head like, what kind of clients are you working with? Going out, getting Finney and all of this stuff? I'm like, oh my goodness. Well, and you know, you would think those would be your easier clients to interact with, right? Because you're thinking, well, I won't have to worry about them paying an invoice. Won't have to worry about them really feeling like I have to show them the value of the service. It's the total opposite. You literally have to like, oh, there's more I could give, but I don't wanna get too specific or whatever. So I'll just leave it at that. But I see it. It happens often. Interesting. This is very interesting because I'm like, I'm the, I'm the saver. Yes. I will spill money on education. But I am, I'm like the person that has the, the try to keep as much money in the bank and hold it right there and try not to, you know, take a salary or anything. Mm-hmm. Because I was like, Candace, you're not there to be taking a salary yet. Mm-hmm. You just need to just pile it up. But, someone told me like. I had another bookkeeper. She said, take, you know that money that you owe to like your taxes or just take tax money out every month and put it into a high yield savings account. I never thought about that. Like it is growing. As you put money in there, then when tax time come, you'll have, you know what you need. Mm-hmm. I never thought about that. Yes. I get so many gold nuggets from your bookkeepers. I just Awesome. It's amazing. I love it. Yes. And so, and and I wanna just say this, it's nothing wrong with wanting to save, because of course you can't go out here just spending all this, you're going in the negative, right? If you have cashflow issues and things of that nature, you can't just go out spending money all willy-nilly. But of course you could take out the time to be strategic. Is this a good time for me to do this? Or at least have a goal? You know, like by the end of the year because of the rate I'm going at, you know, I'm doing all this stuff, stuff is falling behind. I think I can lower, like stop with all these different subscriptions, for example. When you start paying$20 here, 10 here, all these different subscriptions, and some of them may be able to do all of, you know, everything that you are paying for in one, like minimizing certain things. Then you can apply that and say, okay, in October I'm gonna go ahead and look for an assistant. Right. Somebody that can help me because I'm growing. I can't do this by myself. You know, this is not where I wanna stay. So I need to kind of get my feet wet in that area and then I can probably focus on some other stuff and keep growing my business. So it's nothing wrong with saving. I'm not saying that by any means, just in case somebody hears me wrong. You definitely need to be strategic though, right? And you can't hoard money. You can't hoard cash and business. gonna have to keep spending unfortunately, but just be strategic about it where you can get a return. Mm-hmm. Then you can, you'll feel good about what's, what's happening with your, your cash. So that makes a lot of sense. That does Okay. Yes. I feel a little bit better. Because the way I have it, I'm still like technically living off the savings that I saved up mm-hmm. For when I was working my nine to five. Yes. And that has been a blessing to me. And I was like, I don't know what I'm saving all this money for, but I'm gonna go ahead and do it. Mm-hmm. But I'm still like living off of it and I have, you knows, funds or whatever to, you know, in my business account. But then I'm looking at my business account like. I ain't touching that. That's, business account, you know, and I'm still using the money to save and not using some of that to actually like, offset some of the, the bills so that I won't be pulling so much from my savings account. Yeah. But it's a whole thing in my head. I don't know if it's like a, I need to keep that there. You know, it, it looks good over there. Yeah, it does. It looks good. Over in your business. Pretty, yes. And so I would say as far as, you know, you didn't necessarily ask me for the advice, but I will say, based off of the structure of your business, you wanna consider that as how you would pay yourself, right? So if you're just a single member, LLC right now, you don't need to be on payroll, but you can just take draws. You can just. Transfer money over from your business account to use it. You know how you need to use it. If you're an S corporation or you're taxed as an S corp, then you're required to be on payroll. Mm-hmm. And that's where payroll, taxes and all these other things come into play. But I mean, either way as a single member, LLC, all that money that's sitting over there, it is yours, they look at it as a, a pass through entity. It's all one. So when you get your, when you do your taxes, your 10 40, your schedule sees in there. So all that runs together. So if, just like, I know a lot of people, they try to go and get houses and they wanna claim a loss on their business so they can try to get a tax return back. But then when they go, they're like, wait, I made a hundred thousand on my job. And, you know, and it just eats up all your a GI it, it eats up your, your income. So it looks like you didn't make anything. But again, being strategic, again, that's what we gotta do when it comes to finances. But I just wanted to throw that out there for you as far as how you're looking at, should I use this? And then again, it may just be like, like I said, it just looks cute over there. We don't wanna touch the business account, so, but don't be afraid to transfer that money over and use it how you need to. Okay. That's good to know. You had it, gimme some, some sense of release. Yeah. Yeah. And you know, as far as like, you know. The, the Schedule Cs and everything and mm-hmm. Because we used to run into that all the time. I was in a department, it was called the Indirect Lending Department, where Okay. We would fund the loans of people at the dealership. So the dealerships, they would send the loans to us once it's approved. And in my department was actually processing those loans, so we had to do like the whole tax returns and everything for someone who was self-employed. As soon as we seen someone self-employed, we're like. Oh, here we go. We had to call underwriting and say, what the heck is this? Like, it looks like they're not making any money. Mm-hmm. So we had to have one of the supervisors like really dig into it and then she'll just be like, no, it's the client. Because they wrote off so much stuff like, but this guy and then the dealership. Mm-hmm. We had to deal with the dealers. You know how them they are. Yes. But this guy made a hundred thousand dollars. Yes. I'm sorry. He broke off everything and it looked like he don't make nothing. Yes. So that I look into that too. Yes. See, that goes right back into the overall topic of the fear that we have and just kind of being misinformed. So we go out here and we just filing our taxes and we're like, we trying to get a check back. Mm-hmm. And our mind shift mindset is gonna have to shift. Like you cannot do that. And everybody's not going to educate depending on where you go.'cause there's a lot of people popping up doing taxes, right? Depending on who you go to, they may want you to get a big return back so they can get them a big, you know, prep fee out of it. If you go to someone, they may ask you the question, you know, that's really professional, they're not greedy. You know, they might say, Hey, you know, you planning on getting a home or anything, you planning on doing anything? What's going on with you? And you let them know that. Then they'll say, okay, well you we're gonna have to adjust some things here so that you're not claiming this huge loss. But yeah, again, we're just kind of doing things. We're doing things and we're not really understanding how it affects us. As business owners and then even in our personal life for those, like I said, you have A LLC. We're not thinking about how that's lowering what we made. We're like, we made a hundred thousand on the job, a hundred thousand in the business. We're good. I'm gonna get a check back like. Hello. Like that. That's not it. That's not how this goes. So, yeah. Oh my goodness. This is good. This is really good. Okay, so we probably could talk about this for a very long time. So um, as you know here at Hay Boss Lit is we're all about connection and collaboration. What type of collaborations are you looking for right now? I would say I want to get more connected with organizations that, I would say work with other entrepreneurs where I can do something like this, more education and actually go into more detail. Of course, here today, I couldn't go into all the the things, but, I like, I think that I wanna get more involved with places where there are other entrepreneurs where I can kind of aid them in continuing on in their journey of scaling and growing. So, yeah. Okay. Okay, that sounds good. And how can people connect with you? Okay, so I am an Instagram person. I don't know if that's the best, you know, marketing and all that stuff is not my thing. So, but I would say Instagram is where I like to be and you can follow me there at Jira Bookkeeping Co. And then I am also on Facebook, barely, but same thing, it's gonna be under Jira Bookkeeping and Consulting. I believe it is Jira, BKC. It's abbreviated, as far as the web search goes, but that's where I am. And then I also have a website, www.gyrabookco.com. Perfect. And we'll link those up in the show notes. Well, Shakar, I'm so happy you came on and dropped some Thank you. Serious gold nuggets. Because I'm thinking, I'm like, oh yeah, yeah, that's right. I'm gonna listen back to this episode. I'm be taking notes usually. I used to take notes when it wasn't on video and I was back here like wasn't on camera, taking notes and everything, but I'm like, okay, I love it. I'm listen citizen, this again. But thank you so much for coming on'cause I learned something. Thank you. Thank you for having me, and I hope I helped somebody out there, something thought provoking, so yeah. I'm sure you, you have, yeah, yeah. Maybe later on we'll have you come back on and do like a mini session or something like that on the podcast. I would love to, yeah. Yeah. I would love to. And that's a wrap for today's episode of Hey Boss Ladies, if you love what you heard, don't forget to follow the show, leave a review or share with a business bestie. And if you're ready for deeper conversation and powerful connection, join us inside the hey boss ladies collaboration experience happening every month. The link is in the show notes below. Until next time, stay bold, stay brilliant, and keep showing up like the boss you are.